Through its membership of British Cycling, the SRAMCC has £10m Liability Insurance related to club activities, committee members and other officials of the club, members acting on the instructions of the committee, and certain non-member participation. Details of the clubs’ insurance policy can be found here on the British Cycling website.

Please note that Individual Club Members are specifically excluded from the Club’s own British Cycling insurance policy, which covers club officials whist carrying out their duties.

Participation in club rides and other events is at your own risk and you are strongly advised to obtain Liability Insurance cover.

British Cycling has confirmed that club runs are a “ride of individuals” who are each responsible for their own actions and for obeying the law. Being on a ride with the SRAMCC does not remove your individual responsibility and liability. Likewise offering to lead a ride does not make you responsible for the actions of others.

Obtaining the required insurance is easy, and is normally done by taking out membership of the following organisations, which also help support cycling in Britain (though other providers do exist).

Risk Assessments

No one wants to have an accident and therefore the SRAMCC have carried out General Risk Assessments for our club’s social rides.

The assessments highlight potential dangers relating to participation in “club runs” but are subject to a Dynamic Assessment on the day depending on such factors as the abilities and numbers of the riders participating, the prevailing weather conditions and any known issues or changes to the planned routes and destinations. These will be announced at the pre-ride briefing before the rides depart. There may be additional instructions and advice given by the ride leaders and other riders during the ride itself. Communication of information between all riders is to be encouraged to ensure a safe and successful ride.

The MTB Risk Assessment should be read alongside the Road Rides Risk Assessment as it contains a few extra points specific to trail riding.

Note that the Road Bike Risk Assessment has been updated on 29th March 2021 to cover COVID precautions and Government/BC Guidance as we move out of Lockdown

Updated Road Ride Risk Assessment (29 Mar 2021)